Foetal Growth Retardation due to Placental Insufficiency. Premature birth more than 8 weeks (or 16 weeks if you know you are having more than one baby) before the expected delivery date. 
A termination needed for medical reasons. Placenta praevia (when the placenta is in the lower part of the uterus and covers part or all of the cervix). 
Hyperemesis gravidarum (excessive vomiting as a result of pregnancy). Placental abruption (part or all of the placenta separates from the wall of the uterus). Retained placenta membrane (part or all of the placenta is left behind in the uterus after delivery). Post-partum haemorrhage (excessive bleeding following childbirth). Molar pregnancy or hydatidiform mole (a pregnancy in which a tumour develops from the placental tissue). Ectopic pregnancy (a pregnancy that develops outside of the uterus). Pre-eclampsia (where you develop high blood pressure, carry abnormal fluid and have protein in your urine during the second half of pregnancy). Gestational hypertension (high blood pressure arising as a result of pregnancy). 
Gestational diabetes (diabetes arising as a result of pregnancy). Please see our below definition of ‘Complications of pregnancy and childbirth’. To be clear, we only provide cover under sections A – Cancelling and cutting short your holiday, B – Medical and other expenses and C – Hospital benefit of this policy, for claims that come from complications of pregnancy and childbirth. We do not consider pregnancy or childbirth to be an illness or injury. In particular, we provide cover under section B – Medical and other expenses for injuries to the body or illness that was not expected. We provide cover under this policy if something unexpected happens. If you have further questions about Personal Accident cover, please contact us. In one eye if the degree of sight remaining after correction is 3/60 or less on the Snellen scale (which means you are only able to see at 3 feet that which you should normally be able to see at 60 feet) and we are in no doubt that the condition is permanent and without expectation of recovery. In both eyes if your name is added to the Register of Blind Persons on the authority of a fully qualified ophthalmic specialist andī. Means total and irrecoverable loss of sight which shall be considered as having occurred: If you die, we will pay the amount shown in the table of benefits on page 4 (this is limited for children aged under 18). 
Irrecoverable loss of sight (see definition below) in one or both eyes for a period of at least 12 months.The permanent loss of use of one or more of your limbs, at or above the wrist or ankle.our medical advisor believes is not going to improve at the end of those 12 months. stops you from working in any job you are qualified for Ĭ. Your permanent total disability caused by an accident during your trip that:Ī.Under the Personal Accident section of your insurance, we will pay you or your executors or administrators up to the maximum limit as defined by your policy, if you are involved in an accident during your trip which causes you an injury, and this accident is the only thing that results in you becoming disabled within 12 months of the date of the accident.
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